The Acne Prone Wife

Warga negara yang baik membayar pajak. Dan sebagai warga negara Indonesia yang baik, bukankah setiap bulan Maret (akhir Maret, tepatnya) kita semua heboh mengisi SPT (Surat Pemberitahuan) tahun sebelumnya? Di akhir maret tahun ini saya mencoba mengumpulkan SPT saya secara online. Ini adalah fasilitas terbaru dari Direktorat Jenderal Pajak Indonesia. Sweet, right? Tidak perlu repot-repot lagi mengantarkan SPT ke kantor pajak. Dan penghitungannya otomatis asal kita tahu di mana memasukkan angka-angkanya. Untuk menjadi e-filer, istilah keren Wajib Pajak (ini kita) yang melaporkan SPT melalui e-filing, kita harus mendapatkan e-FIN (electronic Filing Identification Number) terlebih dahulu. Nah, e-FIN ini gunanya hanya untuk pertama kali registrasi. Cara registrasi: Masuk ke  https://efiling.pajak.go.id/registras i Isi kolom-kolom  yang diminta: NPWP, EFIN, nomor telepon, alamat email, password Cek email untuk link aktivasi Lalu kita masuk kembali ke laman web efiling ya...

For the past few months, my husband and I have been thinking of moving out of our parents' houses to our own place. We remember how fun it was when we were living at that small apartment. Just the two of us. We would be so happy, not that we are unhappy now, but I just know that it would be so exciting! House of Love. LOL. Picture is from here .  However, I started to do the math of living on our own, and boy it is not simple. Living on our own means a lot of expenses on our own. These are some that I can think of: Monthly rent or mortgage New furniture, if needed  Water, electricity, gas bills Grocery shopping Only four but I believe the amount of money involved is not small, and the list can go on and on , especially if someday we have a child of our own. Scary. But I believe moving to our own place is an essential step for our little family. Let's hope this year there'll be a way to start it.

Okay, who's got debt? Raise your hand! *raising mine* Because in two weeks I'm gonna be a wife, I know I cannot be a wife bringing all my credit card debt with me. What a burden I'll be for the Husband. image is from here So I browsed around and found myself this couple of things to help me pay my debt: The obvious things: Stop shopping until the next decade for the things (read: clothes, accessories, bags) that I literally already have for until the next decade Sell my unused things (you know, those bags because IRL we only need one bag to live, right?) The not so obvious things: Read http://qmfinancial.com , starting doing what she said by noting down my expenses this February Use the help of http://www.ngaturduit.com/ to maintain my finance life in shape Random Tips: Start investing/saving (am still trying to figure out the difference) Reksadana (will have to read a lot, like A LOT, about it) Reksadana for dummies: http://mommiesdaily.com/2010/06/28/investasi-reksadana-...